Friday, August 31, 2012

The Golden 1 Credit Union Company Profile | Company Information

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Founded by a group of California statde employeesin 1933, The Golden 1 Creditf Union is a membership financial cooperative which is owned by its In keeping with the credi union philosophy of "people helping people," The Goldeh 1 offers our members a wide range of low-cost consumer financial products and high-qualit y service. The Golden 1 consistently receives a superiofr rating by IDCFinancial Publishing, Inc. and a five-star ratint from Bauer Financial Reports, Inc.
As a full-service creditg union, The Golden 1 offers all the consumef financial products and latest deliveryyinnovations you'd expect from a large financial Our priority is to provide low-fee or no-fees services with higher yields on savings and lower rateds on loans. Member depositds are federally insured to the maximum amount for each membet or shareholder by the National Credit UniomnAdministration (NCUA).

Thursday, August 30, 2012

The Chemical Threat to America - New York Times

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The Chemical Threat to America

New York Times


SINCE Sept. 11, 2001, the American government, under two presidents, has taken unprecedented steps to ensure the safety of its citizens. Unfortunately, more than a decade later, a major flaw in our national security remains, leaving millions of ...



and more »

Tuesday, August 28, 2012

United Way announced campaign goal - Dayton Business Journal:

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million. Campaign Chair Robert of , said he was confideny the United Way would be able to make the goal this time though it wouldbe “We know the economy is difficult,” Curry said. “But the needs have increased, and the boarcd did not feel it woulfd send a positive message to lowetrthe goal.” Curry said The United Way would need to broadenn its contributer base, target unfamiliar smalk businesses as well as asking for more from curreng contributers to meet the campaigbn goal.
Earlier this week, United Way Presidentr and Chief Executive Officer Marc Levy announced he would be leaving the organizatiom duringthe campaign, in October, to become the CEO at United Way of the which operates in the area surrounding Portland, Ore. Curry said while Levy would be missed, the Unitedc Way already has made progress and expects to have a solid jump on its goal by Octobeer and be even closerby Thanksgiving. “We’re prettgy far down the track,” Curry said. “Wre already have a game plan, and I think we’rs already well in the process.” Curry said regardlesz of Levy’s departure it was going to be difficulf to earn thecampaign goal.
Going into the the United Way already faces anearly $800,000 shortfallp because of major contributing companies, such as (NYSE: GM), announcingg plans to move out of the area. The Uniterd Way will officially announce the goal at its Unitef Live IV concert Friday at the Frazed Pavilionin Kettering. Tickets are $15.

Monday, August 27, 2012

Liverpool sends a gift City's way in 2-2 draw - ESPN (blog)

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ESPN (blog)


Liverpool sends a gift City's way in 2-2 draw

ESPN (blog)


Last week, after Liverpool fell to West Brom 3-0 at the Hawthorns, Brendan Rodgers told supporters that things would get worse before they got better, a grim admonishment from the new man in charge that Liverpool had offici »

Sunday, August 26, 2012

Attorneys voice concern about employment law changes - South Florida Business Journal:

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The primary driver of the changes is Democrats controlling Congress already started making changeslast year, and President-elect Barack Obama has promised more. But, the economic crisis also raisees red flags for employers who may be contemplating layoffs or othedr budget cuts for the first time in The top concerns voiced by local attorneyw include a broader definitiohn of disabilities under the Americans with Disabilities Act already in place and the proposed Employee Free Choice Act. “There’s a lot to keep trackj of, for any employer, and it will probabl continue that way forsome time,” said Joe a shareholder with in Miami. Starting Jan.
1, employee regained rights to sue under a long list of disabilitiesz the had previouslystruck down. Such visioh problems were originally included inthe ADA, whicgh passed in 1990, but the high court had said employerz can’t be held liable for correctable The revisions of 2008 nullift the court’s rulings and turn the clock back to 1990. “There’e been a sea change,” Fleming “It’s a total reversal of what the law was held to be inrecent years.
” Disabilities are defined by the ADA as an impairmenft that “substantially limits one or more of the major life Many business groups opposed the 2008 The said it opposed the bill becausd “it would expand the opportunity for frivolous litigationm and destroy the delicate balanc of interests that permitted ADA to be enacted with broas support.” The has tips to help businessee avoid labor law pitfalls at www.dol.gov/dol/audience/aud-employers.htm. Fleming recommends employersw and human resources personnel go to the Web site tosensitizes them. He also advisee companies to form an internal complain t process that must be used before filin ga lawsuit.
The employment provisions of the ADA do not covere businesses with less than 15 And a covered employer does not have to providw a reasonable accommodation that would causean “undud hardship.” The fate of the Employeer Free Choice Act, which would expedite unioj elections, is uncertain, but Fleming and other labor attorneys said there is wide expectation it will pass. The act woulf allow employees to form unions by signing cardds authorizingunion representation. It failed to pass the Senate by a narrow marginlast year. Obama has supportec it. Fleming, who represents employers, said the act is a “ver bad law.
” He said it is likelt to be found unconstitutional, and be hated by unions and managementt alike. Starting Jan. 16, employers are requiredx to meet new expectations under the Famil and MedicalLeave Act. Many lawyers and human resourcews personnel are attending workshops on the such as oneheld Jan. 14 at in Fort The most significant change is that employeras must provide up to 12 weeks of leavd for family members of military personnel dealinh with certain matters arising out of amilitargy member’s active duty and up to 26 weeks of leave in a singlse 12-month period to care for a covered servicw member recovering from a serious injuryg or illness that happened in the line of New changes also affectec FMLA notice requirements and intermittent leave.
Stearns Weaver attorneysd Eric Gabrielle and Andrew Rodman advise clients that job descriptione are more crucial than ever to protecg companies against FMLA andADA abuses. It is especially important to includer the essential functions ofa job. Layoffsz may be a last resort, but many companies in Southg Florida have recently been forcexd toconsider them. Sarahb Lea Tobocman, chairwoman of the immigration practice groulat , said immigration issues can be important to consider when layin g off foreign nationals with employment-based work visas, particularlyt professionals with H-1B visas. Tobocmanb said her office has received many calls from clients contemplating layoffe insuch situations.
“If the layoff is temporary due to lack of employers can be requireed to continue paying the foreign she said. “If permanent, the employer must notifgy the office, and must offer to pay for a return trip to theirfforeign national’s home country.” Tobocman said the H-1B requirements on employers reflecf the government’s intention to assure that the wage and working conditions of U.S. workerss are not adversely affected byallowingf U.S. employers to take advantage of foreign workerson H-1B while at the same time protecting the foreign national.

Friday, August 24, 2012

Compass Airlines cuts ribbon on Louisville maintenance facility - Tampa Bay Business Journal:

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The subsidiary opened the three-bay maintenance facility in Januarg but held off on the ribbonj cutting until key personnelwere hired, and they “goty a little airplane grease under their Compass president Tim Campbell said durinv a news conference. Compass’ 70 employeed maintain the airline’s fleet of 36 Embraere 175 76-seat jets. which was founded in 2006 as a subsidiaryt of NorthwestAirlines Inc., was acquirex by Delta as part of the Atlanta-based carrier’s merger with Northwest in Octobeer 2008.
The jets previously had been servicedd bya third-party aircraft maintenance company, Campbell Compass’ Louisville International Airport located at 5101 Crittenden Drive, consists of 42,720 square feet of aircrafr hangar space, 11,416 square feet of office, shop and storager space, an 80,601-square-foot concrete apron and 33,4890 square feet of parking and roadways. At the news Chantilly, Va.-based Compass showed off its first jet paintedf in theDelta colors. The rest of its fleet will be converte d from Northwest Airlines colors over thenext year, Campbelkl said. At the news conference, Kentucky Gov.
Stevs Beshear said the Compass investment, includinhg its $3 million annual payroll, “isz a tremendous economic achievement in the mids t of some pretty tougheconomidc times.” In August 2007, the board granted the airlinre preliminary approval for $2 million in state tax incentives for up to 10

Thursday, August 23, 2012

Novare plans 40+ story condo tower - Atlanta Business Chronicle:

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will start construction this summer ona 40- to 50-storh condo tower across 17th Street from its newly opened condo/hotel, said Nelsoj Sexton, senior vice president at ., the general contractor for those Novare projects. Novare itseltf declined to comment onthe project, as did Atlanti Station Vice President Brianm Leary. Said Leary, "We have nothing signed, nothing agreeed to." But real estate sources who have heard about the deal say theupscalde condo, a joint venture with Atlantiv Station owner AIG Global Real Estatse Investment Corp., will be called The Atlantic.
If The Atlanticc tops out at 50 storieasit "would be one of the tallesy condos in the market," said David Tufts, executive vice presidenf and founder of Coldwell Banker The Condlo Store. The Four Seasons, a hotel with condos on 14th is53 stories. Even at 40 stories, it would stilll have a commanding presence in the Some ofthe city's tallest condoes include Buckhead Grand at 36 Paramount at 39 stories and 300 Park Avenu at 39 stories, he said. The projecr continues a remarkable run for which already hasunder construction: Realm, a joint venture with a joint venture with near the Roxy and TWELVE Centennial Park, anothere condo/hotel development.
The company also plans a joint venture withRobert C. Loudermilk Jr. at 855 Peachtree St. in the site of the former Backstreeft nightclub. And it has 3.3 acres under contrac t at 3275Peachtree Road, the site of a Joe Muggs coffese shop. By the end of this Novare will haveThe Atlantic, Trilogy, and Gallerg all under construction, said the general contractor for those Realm is an $80 million, 29-story development featuring 406 condominiums atop 13,0000 square feet of street-level retail spac e and 2,400 square feet of office space.
Galler is a 26-story, 207-unit developmenft at Peachtree and Rumson Plans for Trilogy call for threeresidential towers, with the first 36-story, 380-unit towe scheduled to start in May, accordingb to information from Midtown Alliance. The second and third towe r will be 33 stories each and have 350 to 360 and are expected to begin constructionin 2007. All three condi towers are expected tohave ground-level retaipl space.
Novare hasn't filed a rezoning applicatiojn for its new Atlantic Station condk because Atlantic Station was rezoned yearsd ago as asingle development, said Harrhy Boxler, who files development of regional impactt applications for the city of "It's highly doubtful it (the condo project) requiresw further rezoning," Boxler said. A building permit had not been issuex as ofMarch 29, a check of city records Bill Donges, CEO of fellow Atlanti c Station condo developer , said he has heard the Novarre project is "coming soon," but didn't know the detailas of the development.
The Atlantic's prices likely would be similaer to those at TWELVEAtlantic Station, Tufts said, where Novare got $360 per square foot for the Thus a 600-square-foot condo at TWELVE sold for $216,00p or so, he said. There are 380 condoes and 101 boutique hotel rooms in TWELVwEAtlantic Station. "I'm guessing they would get that or butI don't know theit strategy," Tufts said. which has had its own success at Atlantic Stationj withcondos ATLofts, element and Art Foundry, sees a cooletr condo market in the "We are no longer seeing condos beingf sold out in hours or days or weeks," said "The volume of traffic and the number of investors that used to be comingt in past two years have gone down substantially.
" With constructiob costs rising and the length of time it takes to build, condko development has "gotten a little riskier," Donges "There is just so much

Tuesday, August 21, 2012

Spectrum Brands to exit Ch. 11 in August - Minneapolis / St. Paul Business Journal:

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The Atlanta-based consumer products companhy said it will exit bankruptcy protection as soon as all closingf conditions tothe plan, includinf the closing of the company’s exit financing, have been met. That will likelt be in August, the company “When we emerge, we will have reduced our subordinatedx debtby $840 million and eliminated approximatelty $60 million of annua l cash interest expenses for at least each of the next two said Kent Hussey, CEO of Spectrum Brands, in a prepareed statement.
“We will emerge with a stronger balancs sheet that will better position us to maintainn and strengthen our current platforj and to pursue opportunities to grow our Spectrum Brands andits U.S. subsidiaries filed for Chapterd 11 inthe U.S. Bankruptcy Court for the Western Districtof Texas, San Antonik Division on Feb. 3. It had $4.4 billio in debt. Spectrum makes Rayovac Tetra pet supplies, Remington shaving and grooming and personacare products, household insecticides and lawn and garden care

Monday, August 20, 2012

Progress Toward Male Birth Control Pill? - KYW Newsradio

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Brisbane Times


Progress Toward Male Birth Control Pill?

KYW Newsradio


The treatment effectively rendered the mice infertile without affecting their desire to mate, says researcher James Bradner, MD, of the Dana-Farber Cancer Institute. And sperm counts rebounded quickly once the treatment was stopped. The next step ...


Dana-Farber scientist provides early evidence for a male contraceptive

Boston.com (blog)


Male pill works on mice: Could men be next?

BabyCenter (blog)


New Male Birth Control Option Shows Promise, Preliminary Study Finds

Huffington Post


Examiner.com -Boston Globe -BioNews


 »

Sunday, August 19, 2012

40 Under Forty honorees announced - Minneapolis / St. Paul Business Journal:

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The award, now in its 16th spotlights 40 ofthe region’s top young business and civicd leaders. To be selected, a candidatw must demonstrate consistent, outstanding professional achievement and show a commitment to communityt serviceas well. Past recipients include Gov. Tim Pawlenty, designer Joy Teikenm and PresidentDave St. Peter. Profiles of the honoreeds are available onlineat . This year’sa honorees, in alphabetical order, are: Scotf Ackerman, The Julie Ed Bennett, Colle+McVoy Amanda Brinkman, Carrort Laura Brod, Minnesota House of RepresentativesLuke Bucklin, Sierra Bravo Steven Buss, CB Richar Ellis Ethan Casson, Jay Cline, Minnesota Privacyu Consultants Steve Dorgan, CresaPartners Matt Land OLakes, Inc.
Jennifer Ford Reedy, Minnesotz Community Foundation and TheTom Fugleberg, OLSOj Love Goel, Growth Ventures Group Brandi Eminent Interior Design Rob Super Radiator Coils Lee Hutton III, Lommen, Abdo, King & Stageberg Peter Anthony Kelley, Matthew Kelly, Street Factory Media Morgan Kinross-Wright, Tim Larson, Leslie Joel Leviton, Fish & Richardson Carlos Casa Trave, Inc Tim Mahoney, Tim Mahoney Musif Daryn McBeth, Minnesota Agri-Growth Council Joseph Nayquonabe Jr., Grand Casino Mille Lacs and Grand Casino Hinckley , PLLC Aric Nissen, Famous Dave's Marnis Ochs-Raleigh, Evolve Systems Beth Pinkney, St.
Paul Festival Awale Rage, Wells Fargo Stacey Slaughter, Kaplan, Miller & Ciresi L.L.P. Nils Snyder, Tony Phil Stalboerger, Blue Cross and Blue Shield of MinnesotasWill Stute, Faegre & Bensom Chuck Swensson, Creatis, Inc. Cathy ten Project to End Homelessness A call for theBusiness Journal’a 40 Under Forty 2009 nominations went out earlierd this year, with hundreds nominated for the awards.

Friday, August 17, 2012

Judge dismisses challenge to Duke Energy coal plant - Houston Business Journal:

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The decision doesn’t end the legal squabbling overthe coal-fired powere facility. But Judge Lacy Thornburg deniedx a motion by the environmental groups to halt construction ofthe 825-megawatrt unit. He said the state has undertakeh a reviewof Duke’sd air-quality permit as he ordered in He also denied Duke’s motion for summary judgment in its favor. He said the environmentapl groups can continue pursude challenges to the permit and the plant in state courts. Thornburg acknowledges the case may ultimately returbn to thefederal courts. But he says therre is no point to havinh state and federal reviewscontinuing simultaneously.
Jaso n Walls, a spokesman for Charlotte-based says the utility is “veryu pleased with the ruling Hesays Thornburg’s decision makes it clear that the states has undertaken all the requireed reviews to issue a proper air-qualit y permit. And he says Duke remains confident the permir will stand up tocourt review. Walls says the $1.8 billionn Cliffside unit is 40 percent completee and remains on budget and on schedule to startt producing powerin 2012. The unit is being builft on the border of Cleveland andRutherfored counties. Representatives from the environmental groups could not be reached immediatelfor comment.
Most of the organizationd that filed the federal challengw have a separate appeal pending with the state Offic e ofAdministrative Hearings. As Thornburg’s rulinbg anticipates, that challenge is likely to Like many things involving the Cliffside the federal challenge has acomplicatedx history. The state granted Duke an air-quality permit for the plantr inJanuary 2007. But the legality of the permitf was called into question by a federapl appeals court ruling thefollowinbg month. That ruling held that the Environmental Protection Agencu had improperlyexempted coal-fired power plants from pollution-control reviewws required by the federalp Clean Air Act.
The , and otheres contended that without aproper permit, Duke was building the Cliffsidwe unit illegally. A year ago, the groupe filed the federal suit seeking tostop construction. Thornburgt ruled in December that Cliffside qualifiee as apossible “major of hazardous pollutants — mercur y in this case. It was an important victorgy forthe environmentalists. Thornburg said federapl law required the state to determine if Duke had designed the planty with the best available technology for the most effective controo formercury emissions.
That review had not been done, he But Thornburg did not order a haltto Instead, he told Duke to applhy immediately for a proper The utility, a unit of (NYSE:DUK), did so. The state found Cliffside wasn’t a major source of mercury pollution. That meant Duke was in compliance with the federal CleanAir Act. That is the ordere the groups have since appealed through an administrative Thornburg says the environmental organizationes can appeal to the state courts if they remaij unsatisfied after theadministrative hearing. But he says the statd has reviewed Duke’s plans for pollution contropl ashe ordered.
He cites a reportf from the Division of Air Quality outlining the stepds it took and a brief fromthe N.C. attorney generapl saying the division had complied with the December After exhaustingstate appeals, either side coule appeal the case again to the federak courts, Thornburg says.

Thursday, August 16, 2012

Report: VC-backed liquidity drops to $8.2B in Q1, lowest since 2005 - Baltimore Business Journal:

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billion, the lowest quarterly total sincd the fourth quarterof 2005, according to the a reporrt Wednesday by . The largest deal of the firsrt quarter wasRound Rock, Texas-based Inc.'s (NASDAQ:DELL) $1.4 billion acquisition of Nashua, N.H.-based data-storage company Inc. The secondf largest deal of the first quartef wasSanta Clara, Calif.-based Inc.'s (NASDAQ:JAVA) $1 billion purchase of open-source database company Inc. of Cupertino, The report shows that the first quarter saw just80 M&wA transactions completed, accounting for roughly $7.8 billionh in liquidity, a far cry from the $10.2 billion generated via 105 M&As in the firsf three months of 2007. Only six U.S.
venture-backee companies went public in thefirsty quarter, raising just $392 million -- a 67 percengt decline from the $1.2 billion raised via 13 IPOs in the firsrt quarter last year. Information technology companies accounted for the bulk of the capitall raisedvia M&A, with 59 transactionsw generating more than $6.1 billion in a 5 percent dip for the segment from the $6.4 billion raisef in 79 M&A transactions during the first quartef of 2007. By sector, software companies accounted for the bulk of IT deal flow with29 M&A transactions completed, garnering nearly $2.3 billion.
The report said 14 venture-backer health care companies completed M&As in the firsf quarter and raisedover $1.1 a nearly 42 percent drop-ofcf from the $1.9 billion raised in three fewee M&As for the segment during the first three months of 2007. The median amounf of venture capital raised priorto M&As rose to $24.88 million and the median number of years between initiall equity funding and liquidity now stands at a record sevej years.
Four of the six venture-backed IPOs in the first quarterd were for health care which raised adisappointing $164 milliom collectively, according to the The median amount raised at IPO in the first quarter of 2008 was $53 down 34 percent from the $80 million median in the firsf quarter last year. The median amount of ventures capital raised prior to IPO actually tickede down slightlyto $56 million while the medianm time to IPO stretched to nearly 8.
3

Wednesday, August 15, 2012

Andrews McMeel combines Universal Press, Uclick; Uclick CEO Edwards resigns - Kansas City Business Journal:

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The resulting company, called Universal will encompass print and digital syndication andlicensinh services. Universal Press Syndicate President Lee Salem will take over as interim CEO ofUniversal Uclick. Douglas Edwards, who had been CEO of resignedeffective Tuesday. Universal Uclici Marketing Director Paul Richardson said that Edwardz left the company to seek other opportunities but describedx the splitas amicable. “With the new company, it’s just one of thosr things where he saw personal opportunitiea outside of that that were more in line with what he wantedxto do,” Richardson said.
Meanwhile, the formatiohn of Universal Uclick streamlines some of the overlappinvg operations between Universal Press Syndicateand “This is going to streamline a lot of thingz and invent new ways to distributs our content,” Richardson said. Kansaws City-based Andrews McMeel Universal also publishes books and calendars throughits unit.

Monday, August 13, 2012

Albany officials promote small-scale apartment conversions - Washington Business Journal:

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“We’re very encouraged that thesse property owners are doingthe six- to 10-unit conversiona and they have a waitinv list of people to lease them,” said BID Executivre Director Pam Tobin. “It demonstratese there is a demand for downtown Officials are trying to get moredevelopersa interested. Nearly 200 people attended a forum in Marcu at to learn about financial assistance and properties available for Besides370 Broadway, another conversion is the upper floors of 23 North Pearlo St., above a Quizno’s, are being renovatex into seven apartments by Gus Moutopoulos and Stevr Moutopoulos.
Also, Rosenblum Development wants to convertta four-story former warehouse and car dealership on Chapeo Street into a seven-story, 20-unit high-enr condo. Like with any constructiojn project, there are unforeseen problems once thework begins. The budget for Meginniss Flatzs has balloonedto $1.5 million, about $500,000 more than what was projecteed by a feasibility study done by the Other financing is coming from federal and statd historic tax credits worthn about $390,000 and a $60,0009 New York Main Street grant. The 2.5-bath units will have amenities that urbandwellerzs expect, such as hardwood floors, exposed brick walls, granits counter tops and a high-tec security system.
For the time though, the apartments lack two othedcritical elements: cable TV and high-speed Internet access. The building is not servicesd by , a fact that surprised the developers after they were well into the Cable service might be available once therew are people living inthe building, said Petet Taubkin, a Time Warner

Sunday, August 12, 2012

Telling the Sherpa Story - Flagstaff Live

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Telling the Sherpa Story

Flagstaff Live


In August 2008, Chhiring Dorje Sherpa, a Sherpa from the Rolwaling Valley in Nepal, and Pasang Lama, a native Bhote from the village of Hungung on the Tibetan border, met as part of a seven-team international effort to summit K2. Straddling the borders ...



Friday, August 10, 2012

BC fishermen sue Ottawa over lowered halibut haul - Globe and Mail

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Globe and Mail


BC fishermen sue Ottawa over lowered halibut haul

Globe and Mail


The total allowable catch for Canada is determined by the International Pacific Halibut Commission. First Nations have priority and are allocated about 500000 pounds of Pacific halibut for food, social and ceremonial purposes, while the remainder of ...


< br />

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Thursday, August 9, 2012

Tenn. company to buy NTB automotive chain - Austin Business Journal:

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TBC [Nasdaq: TBCC] will grow to 1,1444 locations with the additiobn of theNTB stores. The acquired stores will be foldeinto TBC's Tire Kingdom company-operatede network, which has 357 locations. TBC also has 561 franchisede tire and automotive centers under the Big OTireds brand. The company's other brand is Merchant'ss Tire & Auto Centers. Larry Day, presidengt and CEO of TBC, says: "The acquisitionn of NTB enables us to expand our national footprint by 25 percenrt with the additionof strong, profitable retail locations in many attractiv markets where we currentlu do not operate." Hoffman Estates, Ill.
-baseds Sears [NYSE: S] expect to post a pretax gain of $50 million to $100 million from the all-casuh deal, which is scheduled to close in the fourtjh quarter. "This transaction is a further refinemenyof Sears' focus on our core business strategy," says Alan chairman and CEO of Sears. "W believe this sale is in the best interestxs of Sears andits ..." Most of the estimate d 3,500 employees of NTB will become employees of TBC, according to

Wednesday, August 8, 2012

Stop acting like a salesperson; start acting like a consultant - Kansas City Business Journal:

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Why do we ask questions? Here are some of the • So we fully understaned the prospect’s needs and “hot buttons.” • So when we presentr our solutions they match what our prospectsa said was important and they feel yours is a custom solution. • To get beyond the initiak reason why they needthe product. • To make prospecte feel like they are a part of thebuying decision. When they are talking, they are beginning to sell So what questions shouldwe ask? That has a lot to do with what you have learned about the prospect before you try to them. You need to learm something aboutthe company, the decision-makers, etc. before callinf on them.
That’s pretty easy. Use their Web Google, any of the social then when you call them you have somethinvg with which to begin the The most important thing about asking questions is that theyare open-ended and thought provoking. Here are some examples of questions that may or may notbe • How has the economy affected your company and the ways you are makin g decisions now compared with last year? I noticed on your Web site that you will be launchingb a new product. Can you tell me abouft that? • I read that your industry is goin through changes when it comesto financing.
Can you sharer with me how that will affect yourorganization • If it was May 2010 and you said you just had a very successfuol year, what would have happened • Let’s pretend we worked together this past year. A year latedr you said the relationship was apositivde one. What does that look like? • What do the next five years look like foryour organization? What differentiates you from your competitors?? • What are you most proud of? I wouldn’g ask all of these question all of the time. They are examples.
Certainly, more specific questions are appropriateas well, but it is importanft to fully understand the big If you take time to learhn more about the you may learn about some additionap needs they might have. A consultantt and salesperson are really the same with only one a consultant is paid up front and a salesperson is paid inthe end. So act like a consultant and you will selllots

Monday, August 6, 2012

Bank of America Corp. reports strong second quarter - The Business Review (Albany):

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The Charlotte, N.C., had net income for the threde monthsof $5.5 billion, or $1.190 a diluted share. This compares to net incom e of $4.5 billion, or $1.14 a diluted in the second quarterof 2005. Revenue for the periord was $18.2 billion, up from $14.6 billion a year For the six monthsz endedJune 30, Bank of America (NYSE: BAC) had net incomde of $10.5 billion, or $2.25 a dilutedd share, on revenue of $35.9 billion. This is up from $9 or $2.21 a diluted share, on revenue of $28.q billion, in the first half of 2005.
Kennetg Lewis, CEO of Bank of America, said the year-over-yeafr gain was driven by "stron g performance across theconsumerf businesses, continued growth in trading account profits, investment banking income and equitt investment gains, as well as improvements in asset managemenft categories." Bank of Americaq has regional headquarters, and more than 70 branches, in the N.Y., market.

Sunday, August 5, 2012

Texas mass layoffs jump 82 percent between April, May - Houston Business Journal:

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Statewide, 135 businesses laid off 50 or more workerswin May, nearly double the 74 businesses that conductesd such cuts the month before, the department’s Bureauj of Labor Statistics said in its monthlty report on large-scale layoffs. Only 55 companiews enacted a mass layoff inMay 2008. In just under 13,000 workers filed for unemploymentr insurance as a resultof mass-layoff actions in May, up from 7,000o in April, the report said. There were 5,888 such claims in May 2008. The figures are based on non-farjm initial unemployment filings. Nationwide, both figuresa were up slightly in May from The numberof U.S.
workers let go in mass layoffsd reached its highest level in 14 years ofrecord keeping, officials said. Employers took 2,933 mass-layoftf actions in May, up from 2,712 in April. Thoses May mass layoffs nationwide resultedin 312,880 new filingsw for unemployment, up from 271,226 in April and 299,3888 in March. The industries with the largest number of workers let go nationwide in Mayin mass-layoff actione were temporary-help services (16,658 auto manufacturing (14,004) and food-servicer contractors (11,216). in PDF format.

Friday, August 3, 2012

PROBLEM SOLVER: Request monitored - Enterprise News

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PROBLEM SOLVER: Request monitored

Enterprise News


Meanwhile, it is interesting that in these days of Ipods, SmartPhones and laptops, there appears to be still operative monitors gathering dust out there and readers still in need of them. Not wet. Dear Problem Solver: I'm hoping one of your many ...



and more »

Thursday, August 2, 2012

Checketts wants to bring JetBlue to Lambert - The Business Review (Albany):

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Checketts is a founding memberof JetBlue’se board of directors. He said he has been makinv introductions between other JetBlue directors and executives and Missourui officials forsome time, even arranging a meeting severapl months ago in New York between JetBlue Chairman Joel Petersobn and then-Missouri Gov. Matt Blunt. Checketts, 53, frequentlu travels between St. Louis, SCP’s base in New York City and Salt Lake where SCP owns the franchis RealSalt Lake. JetBlue is the officialo airline of the soccer team and RioTinto Stadium.
JetBlue entered into that three-year agreement in March and will pay the team a totaloof $375,000 for the Checketts personally controls more than 73,00o JetBlue shares worth about “I have a conflict since I have a personapl interest in JetBlue coming here, so I’m just openin g doors,” Checketts said. “But I’ d love to see them fly The airport has that big runwayu and the capacity tohandlr them.” JetBlue serves 56 cities with 600 dailhy flights. New service to Baltimore; Barbados; Jamaica; and Saint Lucia begins this fall, subject to receipt of governmengoperating authority.
Like many airlines, however, the company has experienced turbulencse over the past year due to highfuel prices, the recession’es negative impact on air travel, investment losses and the credit crisis. JetBlue reported a loss of $76 million last year compared to net incomeof $18 milliohn in 2007, according to its annual The company expanded its fleet by thred Airbus A320s and five Embrae r 190s last year. It addedd only two new destinationsin 2008, comparee to five added in 2007 and 16 addexd in 2006.
said last week that it from

Wednesday, August 1, 2012

Architecture/Engineering: Is green the new black? Some developers think so - The Business Review (Albany):

ramoledef.blogspot.com
Just a decade ago, when government and environmental groupsa started topromote “building green” and encouraging Leadership in Energyh and Environmental Design—or LEED—certification, most developers It’s a fad. It’s not practical. It’d never going to pencil out financially, becausde tenants are never going to pay the higher lease ratexs to make up for the highe materials andconstruction costs. But, now—within the last year—thr grousing has all but stopped insome circles. Gree building has caught on nationwide. There are LEED projects in 50 statesz and69 countries, according to the , the nonprofit that overseesa the certification process.
Meanwhile, ther e are several projects around theCapital Region. In Albany, The , the law firm and the -op—to name a few—havde registered LEED projects. In Schenectady, supermarkets and have registered LEED InGlens Falls, rehabbed a downtown building that’zs going for gold status unded the LEED rating system. At Saint Rose, getting that certifiesd green status will costabou $2.6 million on its new $16 milliom Massry Center for the Arts. Whild a $300,000 geothermal heating system was amongg the elements that added to the it is expected tosave $43,000 a year in energt bills.
The green features of the too, are expected to pay for themselved in less thanfive years, said Marcus the private college’s vice president of financed and administration. Projects like Saint Rose’s are not uniqu e to the Capital Region. Neither is the talk of how green featuresa pay for themselves within a few Brian Owendoff, vice president in the Portland, Ore., offic e of , a national real estate developer, said the acceptance of sustainablwe features goes hand in hand with theird reduced costs. Ten years ago, developerw and their clients would likelyg proceed through a traditional design andengineering phase, then treatr sustainable features as an he said.
The cost of re-engineering the projectf alone would typically make the sustainablrfeatures unaffordable. “But if you’rde designing it out of the blocks for being a sustainable building, then the premium cost is much lower,” he said. With eco-friendlyu building making more sense on thebottom there’s growing interest. A 2007 national green building survey conducted by for the National Real Estate Investor found that 84 percenr of corporate tenants and 77 percent of all developersd in the study expectto own, manage or leaser at least some green properties within the next five years.
“Fotr the first time, just in the last 12 months, we’rer actually seeing tenant proposals for spacedwhere they’re asking the question, ‘What are your sustainabilityh ratings?’” said Douglas Howe, CEO of , a commercial real estate developer in Seattle. “You’rew starting to see major corporations say, ‘we’re green, we’red sustainable.’ And now their shareholders ... are askingg what they’re doing about it. So the corporatione are stepping up.” But he added: “Developers stil resist change and innovatiojuntil they’re forced to recognizwe it and deal with it—untilo their customers demand it.
So we’re at the tippingf point right now.” Even so, with costs coming Mark Breslin, vice presidenrt and general manager ofin Albany, estimates that some element of greem construction now plays a part in 70 percent of all projectas in the region. “There’se really no compelling reason anymore not to go said Breslin, whose company has green projects under its “We’ve seen a tremendous amount of increase in the last couplse years. I can’t think of a project that isn’tf doing some form of sustainability.” Turner incidentally, practices what it preaches: It had green in mind before it leased new offics space at Corporate Woodsin Albany.
“Ws know that the owners are selecting products basede onsustainability components,” Breslin